Private Lender Appraisal.
James Valdez · James Valdez Appraisal Service
20 years experience 7,000+ appraisals completed California Certified Residential Appraiser

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Los Altos Private Lending

ADU and Main-House Appraisals in Los Altos, CA

Independent residential appraisal analysis for ADU hard money appraisal assignments throughout Los Altos.

Prepared by James Valdez of James Valdez Appraisal Service — 20 years experience · 7,000+ appraisals completed.

Properties with accessory dwelling units in Los Altos may require additional analysis of permits, utility, privacy, access, quality, parking, and market acceptance.

ADU and Main-House Appraisals in Los Altos

The market contribution of an ADU does not necessarily equal construction cost or projected rent and must be supported by market evidence.

Los Altos market considerations

The Los Altos market is influenced by high property values, school demand, larger lots, older and remodeled homes, custom residential appeal, proximity to Silicon Valley employment centers, neighborhood identity, property condition, and lot utility.

Collateral considerations

  • ADU configuration
  • Permit status
  • Condition and quality
  • Access and privacy
  • Observed market contribution

Assignment scope

The client, intended use, effective date, inspection requirements, assumptions, report format, fee, and delivery terms are agreed upon before the assignment begins.

Appraisal process

  1. Submit the property address and loan purpose.
  2. Provide known condition, access, occupancy, permit, or construction information.
  3. Confirm scope, fee, inspection, and turnaround.
  4. Receive the completed appraisal.

Residential property types

  • Single-family residences
  • Condominiums and townhouses
  • Planned-unit developments
  • Two- to four-unit residential properties
  • Rental and investor-owned residences
  • Properties with accessory dwelling units
  • Homes needing repair, renovation, or completion

ADU and Main-House Appraisals in Los Altos FAQ

Can a borrower or investor order the appraisal?

Yes, provided the client, intended users, and intended use are identified before the assignment begins.

Are rush assignments available?

Rush availability depends on access, complexity, location, data, and current workload.

Need ADU hard money appraisal services in Los Altos? Send the property address, loan purpose, property type, known issues, and requested turnaround. James Valdez · James Valdez Appraisal Service · 20 years · 7,000+ appraisals
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