Duplexes, triplexes, and fourplexes in San Mateo require analysis of unit mix, occupancy, condition, parking, rents, utility configuration, and buyer demand.
2–4 Unit Hard Money Appraisals in San Mateo
Inspection expectations and reporting requirements are established after reviewing the unit count, access, intended use, and client requirements.
San Mateo market considerations
The San Mateo market is highly segmented. A date of death appraisal should reflect the subject’s neighborhood, ownership type, condition, lot utility, school influence, views, and any traffic or commercial adjacency.
Relevant analysis may include Highway 101, Highway 92, El Camino Real, downtown and Caltrain influence, Bay-side versus western neighborhoods, Eichler and other architectural segments, hillside location, school appeal, and property type.
Collateral considerations
- Unit count and configuration
- Condition of each unit
- Occupancy and leases
- Parking and utilities
- Comparable small-income sales
Assignment scope
The client, intended use, effective date, inspection requirements, assumptions, report format, fee, and delivery terms are agreed upon before the assignment begins.
Appraisal process
- Submit the property address and loan purpose.
- Provide known condition, access, occupancy, permit, or construction information.
- Confirm scope, fee, inspection, and turnaround.
- Receive the completed appraisal.
Residential property types
- Single-family residences
- Condominiums and townhouses
- Planned-unit developments
- Two- to four-unit residential properties
- Rental and investor-owned residences
- Properties with accessory dwelling units
- Homes needing repair, renovation, or completion
2–4 Unit Hard Money Appraisals in San Mateo FAQ
Can a borrower or investor order the appraisal?
Yes, provided the client, intended users, and intended use are identified before the assignment begins.
Are rush assignments available?
Rush availability depends on access, complexity, location, data, and current workload.
Related San Mateo appraisal services
Other cities in San Mateo County
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