An as-is appraisal reflects the Lafayette property in its actual physical condition on the effective date.
As-Is Property Value Appraisals in Lafayette
The analysis does not assume repairs or renovations have been completed and does not automatically deduct estimated costs dollar-for-dollar.
Lafayette market considerations
Lafayette value can be highly sensitive to neighborhood, lot usability, slope, creek or flood influence, road and driveway access, privacy, condition, remodeling quality, custom construction, BART proximity, and school appeal.
Collateral considerations
- Deferred maintenance
- Damage or unfinished work
- Functional utility
- Current marketability
- Market reaction to condition
Assignment scope
The client, intended use, effective date, inspection requirements, assumptions, report format, fee, and delivery terms are agreed upon before the assignment begins.
Appraisal process
- Submit the property address and loan purpose.
- Provide known condition, access, occupancy, permit, or construction information.
- Confirm scope, fee, inspection, and turnaround.
- Receive the completed appraisal.
Residential property types
- Single-family residences
- Luxury and custom homes
- Estate properties
- Hillside and creek-influenced residences
- Condominiums and townhouses
- Rental and investor-owned residences
- Properties with accessory dwelling units
As-Is Property Value Appraisals in Lafayette FAQ
Can a borrower or investor order the appraisal?
Yes, provided the client, intended users, and intended use are identified before the assignment begins.
Are rush assignments available?
Rush availability depends on access, complexity, location, data, and current workload.
Related Lafayette appraisal services
Other cities in Contra Costa County
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