Private Lender Appraisal.
James Valdez · James Valdez Appraisal Service
20 years experience 7,000+ appraisals completed California Certified Residential Appraiser

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Union City Private Lending

ADU and Main-House Appraisals in Union City, CA

Independent residential appraisal analysis for ADU hard money appraisal assignments throughout Union City.

Prepared by James Valdez of James Valdez Appraisal Service — 20 years experience · 7,000+ appraisals completed.

Properties with accessory dwelling units may require additional analysis of permits, utility, privacy, access, quality, parking, and market acceptance.

ADU and Main-House Appraisals in Union City

The market contribution of an ADU does not necessarily equal construction cost or projected rent and must be supported by relevant evidence.

Union City market considerations

Union City contains several distinct buyer pools. Homes near BART, older Decoto-area housing, hillside properties, and newer planned communities do not necessarily compete on equal terms.

Relevant analysis may include east-versus-west location, BART and freeway access, school influence, hillside orientation, planned-development identity, condition, attached versus detached housing, and nearby Fremont or Hayward competition.

Collateral considerations

  • ADU configuration
  • Permit status
  • Condition and quality
  • Access and privacy
  • Observed market contribution

Assignment scope

The client, intended use, effective date, inspection requirements, assumptions, report format, fee, and delivery terms are agreed upon before the assignment begins.

Appraisal process

  1. Submit the property address and loan purpose.
  2. Provide known condition, access, occupancy, permit, or construction information.
  3. Confirm scope, fee, inspection, and turnaround.
  4. Receive the completed appraisal.

Residential property types

  • Single-family residences
  • Condominiums and townhouses
  • Planned-unit developments
  • Two- to four-unit residential properties
  • Rental and investor-owned homes
  • Properties with ADUs

ADU and Main-House Appraisals in Union City FAQ

Can a borrower or investor order the appraisal?

Yes, provided the client, intended users, and intended use are identified before the assignment begins.

Are rush assignments available?

Rush availability depends on access, complexity, location, data, and current workload.

Need ADU hard money appraisal services in Union City? Send the property address, loan purpose, property type, known issues, and requested turnaround. James Valdez · James Valdez Appraisal Service · 20 years · 7,000+ appraisals
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