Private Lender Appraisal.
James Valdez · James Valdez Appraisal Service
20 years experience 7,000+ appraisals completed California Certified Residential Appraiser

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Albany Private Lending

ADU and Main-House Appraisals in Albany, CA

Independent residential appraisal analysis for ADU hard money appraisal assignments throughout Albany.

Prepared by James Valdez of James Valdez Appraisal Service — 20 years experience · 7,000+ appraisals completed.

Properties with accessory dwelling units may require additional analysis of permits, utility, privacy, access, quality, parking, and market acceptance.

ADU and Main-House Appraisals in Albany

The market contribution of an ADU does not necessarily equal construction cost or projected rent and must be supported by relevant evidence.

Albany market considerations

Because Albany is small and supply is limited, a sale just outside the city may be geographically close but still belong to a different school, jurisdictional, or buyer-demand segment.

Relevant analysis may include school district appeal, Berkeley market overlap, lot size, architectural character, condition, freeway and railroad influence, commercial adjacency, and the scarcity of closely matched sales.

Collateral considerations

  • ADU configuration
  • Permit status
  • Condition and quality
  • Access and privacy
  • Observed market contribution

Assignment scope

The client, intended use, effective date, inspection requirements, assumptions, report format, fee, and delivery terms are agreed upon before the assignment begins.

Appraisal process

  1. Submit the property address and loan purpose.
  2. Provide known condition, access, occupancy, permit, or construction information.
  3. Confirm scope, fee, inspection, and turnaround.
  4. Receive the completed appraisal.

Residential property types

  • Single-family residences
  • Condominiums and townhouses
  • Planned developments
  • Rental and investor-owned residences
  • Homes with additions or accessory units

ADU and Main-House Appraisals in Albany FAQ

Can a borrower or investor order the appraisal?

Yes, provided the client, intended users, and intended use are identified before the assignment begins.

Are rush assignments available?

Rush availability depends on access, complexity, location, data, and current workload.

Need ADU hard money appraisal services in Albany? Send the property address, loan purpose, property type, known issues, and requested turnaround. James Valdez · James Valdez Appraisal Service · 20 years · 7,000+ appraisals
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